Faith • Care • Guidance
Medicare made simple, with someone who cares.
Independent, faith-driven Medicare guidance rooted in Central Florida and available in 10 states. We help you understand your options and choose the right plan, at no cost to you.
Se Habla EspañolWhere we help
Licensed across 10 states, rooted in Central Florida
Charlotte started right here in Central Florida in 2015. Today she holds active certifications and licenses in 10 states, so she can keep helping clients who move, snowbird, or have family across the country. Same personal service, wherever you call home.
- FL Home base Florida
- AR Arkansas
- GA Georgia
- VA Virginia
- SC South Carolina
- OH Ohio
- CA California
- PA Pennsylvania
- NJ New Jersey
- WA Washington
What clients say
In their own words.
I got lucky to interact with Charlotte in finding the best plan for me. She is very professional, courteous and a friendly agent. She is very knowledgeable and always on top of things. I cannot thank her enough for all she did for me and going the extra mile to help. You don't meet people who genuinely care often, and I'm so grateful for her honesty and kindness. Thank you Charlotte.
Where are you in your Medicare journey?
Wherever you are starting from, we will meet you there.
New to Medicare?
Turning 65 or just getting started? We will walk you through the basics, step by step.
Start with the basics →Switching plans?
Already have Medicare and want to be sure you still have the right fit? Let us take a fresh look.
Review my options →Leaving employer coverage?
Retiring or losing group insurance? We will help you plan the timing so you avoid gaps and penalties.
Plan my transition →How we can help
Plain-language guidance through every part of Medicare.
Medicare Advantage
All-in-one plans (Part C) that bundle hospital, medical, and often drug coverage, frequently with extras like dental, vision, and hearing.
Medicare Supplement (Medigap)
Fills the 'gaps' in Original Medicare, helping with copays, coinsurance, and deductibles so you face fewer surprise costs.
Prescription Drug Plans (Part D)
Stand-alone drug coverage matched to the medications you actually take, to help keep prescriptions affordable.
Dual-Eligible (D-SNP)
Special plans for those who qualify for both Medicare and Medicaid, with added support and benefits.
A simple, no-pressure process
From your first call to long after you enroll, you have someone in your corner.
- 1
We listen
We start by understanding your health needs, your doctors, your medications, and your budget.
- 2
We compare
We review the plans available to you side by side and explain the differences in plain language.
- 3
We enroll
When you are ready, we handle the paperwork and make enrollment simple and stress free.
- 4
We stay with you
We check in each year and are here for questions long after you enroll, at no cost to you.
Ready to talk it through?
A friendly, no-pressure conversation about your Medicare options.
Call (407) 476-8481